{"id":3946,"date":"2026-10-07T10:10:37","date_gmt":"2026-10-07T02:10:37","guid":{"rendered":"https:\/\/balanusulbar.com\/?page_id=3946"},"modified":"2026-10-07T10:10:37","modified_gmt":"2026-10-07T02:10:37","slug":"disclaimer","status":"publish","type":"page","link":"https:\/\/elaku.xyz\/balanu\/disclaimer\/","title":{"rendered":"Disclaimer"},"content":{"rendered":"\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<!-- BALANU \u2014 Halaman \"Disclaimer\"                               -->\n<!-- Gaya Style Guide v2.0 \u00b7 Sidebar via shortcode               -->\n<!-- Warning banner dipindah ke dalam konten (di bawah hero)     -->\n<!-- 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Pandangan tersebut belum tentu mewakili sikap tim BALANU.<\/p>\n          <\/div>\n          <div class=\"dc-info-card\">\n            <div class=\"dc-info-icon\"><\/div>\n            <h3 class=\"dc-info-title\">Bukan Rujukan Akademik<\/h3>\n            <p class=\"dc-info-desc\">Artikel di BALANU bersifat informatif dan populer. Konten kami bukan rujukan akademik, jurnal ilmiah, atau sumber hukum resmi.<\/p>\n          <\/div>\n          <div class=\"dc-info-card\">\n            <div class=\"dc-info-icon\"><\/div>\n            <h3 class=\"dc-info-title\">Review Sebelum Tayang, Bukan Verifikasi Menyeluruh<\/h3>\n            <p class=\"dc-info-desc\">Semua artikel melalui proses review admin. Namun proses ini tidak menjamin bahwa seluruh isi artikel telah diverifikasi secara menyeluruh, terutama untuk data, kutipan, atau klaim spesifik.<\/p>\n          <\/div>\n          <div class=\"dc-info-card\">\n            <div class=\"dc-info-icon\"><\/div>\n            <h3 class=\"dc-info-title\">Tanggung Jawab Isi<\/h3>\n            <p class=\"dc-info-desc\">Kebenaran isi artikel sepenuhnya tanggung jawab penulis. Jika Anda menemukan artikel yang mengandung informasi keliru, hoaks, atau melanggar aturan, silakan laporkan kepada kami.<\/p>\n          <\/div>\n        <\/div>\n      <\/section>\n\n      <!-- SECTION 3: PRODUK &amp; JASA UMKM -->\n      <section class=\"dc-section\" id=\"produk-umkm\">\n        <div class=\"dc-section-header\">\n          <h2 class=\"dc-h2\">\n            <span class=\"dc-h2-icon\"><\/span>\n            3. Produk &amp; Jasa UMKM\n          <\/h2>\n          <p class=\"dc-desc\">BALANU menampilkan produk dan jasa dari UMKM di Sulawesi Barat. Kami ingin menegaskan bahwa BALANU:<\/p>\n        <\/div>\n\n        <div class=\"dc-forbidden-grid\">\n          <div class=\"dc-forbidden-card\">\n            <div class=\"dc-forbidden-icon\"><\/div>\n            <h3 class=\"dc-forbidden-title\">Tidak Memverifikasi Produk<\/h3>\n            <p class=\"dc-forbidden-desc\">Kami tidak memverifikasi secara mendalam kualitas, komposisi, keamanan, atau legalitas setiap produk yang ditampilkan.<\/p>\n          <\/div>\n          <div class=\"dc-forbidden-card\">\n            <div class=\"dc-forbidden-icon\"><\/div>\n            <h3 class=\"dc-forbidden-title\">Tidak Menjamin Klaim Legalitas<\/h3>\n            <p class=\"dc-forbidden-desc\">Klaim seperti Halal, PIRT, BPOM, HKI, NIB, atau sertifikasi lain adalah tanggung jawab pemilik usaha. Kami tidak memverifikasi keaslian dokumen tersebut.<\/p>\n          <\/div>\n          <div class=\"dc-forbidden-card\">\n            <div class=\"dc-forbidden-icon\"><\/div>\n            <h3 class=\"dc-forbidden-title\">Tidak Menjamin Ketersediaan<\/h3>\n            <p class=\"dc-forbidden-desc\">Stok, harga, dan ketersediaan produk dapat berubah sewaktu-waktu tanpa pemberitahuan. Informasi di BALANU bersifat sebagai referensi awal.<\/p>\n          <\/div>\n          <div class=\"dc-forbidden-card\">\n            <div class=\"dc-forbidden-icon\"><\/div>\n            <h3 class=\"dc-forbidden-title\">Tidak Menjamin Kepuasan<\/h3>\n            <p class=\"dc-forbidden-desc\">Kami tidak dapat menjamin kepuasan Anda terhadap produk atau jasa yang dibeli dari UMKM yang terdaftar di BALANU.<\/p>\n          <\/div>\n        <\/div>\n\n        <div class=\"dc-note dc-note-info\">\n          \n          <p><strong>Saran untuk Pembeli:<\/strong> Sebelum bertransaksi, kami sarankan Anda untuk berkomunikasi langsung dengan penjual, memeriksa produk, dan meminta bukti legalitas jika diperlukan. Jangan ragu untuk bertanya detail sebelum memutuskan membeli.<\/p>\n        <\/div>\n      <\/section>\n\n      <!-- SECTION 4: BALANU BUKAN PIHAK DALAM TRANSAKSI -->\n      <section class=\"dc-section dc-section-alt\" id=\"bukan-pihak\">\n        <div class=\"dc-section-header\">\n          <h2 class=\"dc-h2\">\n            <span class=\"dc-h2-icon\"><\/span>\n            4. BALANU Bukan Pihak dalam Transaksi\n          <\/h2>\n        <\/div>\n\n        <div class=\"dc-body\">\n          <p><strong>Penegasan Penting:<\/strong> BALANU adalah portal katalog dan komunitas \u2014 bukan marketplace, bukan toko online, dan bukan penyedia jasa pembayaran. Semua transaksi jual-beli produk atau jasa yang ditampilkan di BALANU terjadi langsung antara pembeli dan penjual melalui WhatsApp atau kanal komunikasi yang mereka sepakati.<\/p>\n        <\/div>\n\n        <div class=\"dc-body\">\n          <p>Konsekuensinya:<\/p>\n          <ul>\n            <li>BALANU tidak memfasilitasi pembayaran atau menyimpan dana dalam bentuk apa pun.<\/li>\n            <li>BALANU tidak mengambil komisi dari transaksi antara pembeli dan penjual.<\/li>\n            <li>BALANU tidak menjamin kualitas, keaslian, atau keterlambatan pengiriman produk.<\/li>\n            <li>BALANU tidak bertanggung jawab atas sengketa, penipuan, atau kerugian finansial yang timbul dari transaksi.<\/li>\n            <li>Segala bentuk klaim, komplain, atau tuntutan terkait transaksi harus diselesaikan langsung antara pembeli dan penjual.<\/li>\n          <\/ul>\n        <\/div>\n\n        <div class=\"dc-note dc-note-info\">\n          \n          <p><strong>Mediasi:<\/strong> Jika Anda mengalami masalah dengan penjual di BALANU, Anda dapat melaporkannya kepada kami melalui <a href=\"\/balanu\/kontak\/\">Hubungi Kami<\/a>. Kami akan membantu sebagai mediator \u2014 namun keputusan akhir tetap berada di tangan pihak-pihak yang bertransaksi.<\/p>\n        <\/div>\n      <\/section>\n\n      <!-- SECTION 5: BUKAN NASIHAT PROFESIONAL -->\n      <section class=\"dc-section\" id=\"bukan-nasihat\">\n        <div class=\"dc-section-header\">\n          <h2 class=\"dc-h2\">\n            <span class=\"dc-h2-icon\"><\/span>\n            5. Bukan Nasihat Profesional\n          <\/h2>\n          <p class=\"dc-desc\">Artikel dan konten di BALANU \u2014 khususnya yang berkategori &#8220;Tips &amp; Panduan&#8221; \u2014 bersifat informatif dan berbagi pengalaman. Konten tersebut bukan pengganti nasihat profesional di bidang:<\/p>\n        <\/div>\n\n        <div class=\"dc-professional-grid\">\n          <div class=\"dc-professional-card\">\n            <div class=\"dc-professional-icon\"><\/div>\n            <h3 class=\"dc-professional-title\">Hukum<\/h3>\n            <p class=\"dc-professional-desc\">Untuk urusan legalitas usaha, kontrak, atau sengketa hukum, konsultasikan dengan advokat atau notaris yang berwenang.<\/p>\n          <\/div>\n          <div class=\"dc-professional-card\">\n            <div class=\"dc-professional-icon\"><\/div>\n            <h3 class=\"dc-professional-title\">Keuangan &amp; Perpajakan<\/h3>\n            <p class=\"dc-professional-desc\">Untuk perencanaan keuangan, pajak, atau pembukuan usaha, konsultasikan dengan akuntan atau konsultan pajak.<\/p>\n          <\/div>\n          <div class=\"dc-professional-card\">\n            <div class=\"dc-professional-icon\"><\/div>\n            <h3 class=\"dc-professional-title\">Kesehatan<\/h3>\n            <p class=\"dc-professional-desc\">Untuk klaim kesehatan produk (herbal, suplemen, makanan), konsultasikan dengan dokter atau ahli gizi. Jangan mengandalkan artikel di internet untuk diagnosis atau pengobatan.<\/p>\n          <\/div>\n          <div class=\"dc-professional-card\">\n            <div class=\"dc-professional-icon\"><\/div>\n            <h3 class=\"dc-professional-title\">Bisnis &amp; Pemasaran<\/h3>\n            <p class=\"dc-professional-desc\">Untuk strategi bisnis atau pemasaran skala besar, konsultasikan dengan konsultan bisnis yang memahami konteks usaha Anda.<\/p>\n          <\/div>\n        <\/div>\n\n        <div class=\"dc-note dc-note-warning\">\n          \n          <p><strong>Penting:<\/strong> Keputusan yang Anda ambil berdasarkan informasi di BALANU sepenuhnya menjadi tanggung jawab Anda sendiri.<\/p>\n        <\/div>\n      <\/section>\n\n      <!-- SECTION 6: TAUTAN KE SITUS EKSTERNAL -->\n      <section class=\"dc-section dc-section-alt\" id=\"tautan-eksternal\">\n        <div class=\"dc-section-header\">\n          <h2 class=\"dc-h2\">\n            <span class=\"dc-h2-icon\"><\/span>\n            6. Tautan ke Situs Eksternal\n          <\/h2>\n          <p class=\"dc-desc\">Di BALANU, Anda mungkin menemukan tautan ke situs pihak ketiga \u2014 misalnya toko online UMKM (Shopee, Tokopedia), media sosial, atau situs instansi. Kami ingin menegaskan bahwa:<\/p>\n        <\/div>\n\n        <div class=\"dc-body\">\n          <ul>\n            <li>Tautan tersebut disediakan untuk kemudahan pengguna, bukan sebagai endorsement.<\/li>\n            <li>Kami tidak mengontrol dan tidak bertanggung jawab atas isi, kebijakan privasi, atau praktik situs pihak ketiga.<\/li>\n            <li>Kami tidak bertanggung jawab atas kerugian yang timbul dari transaksi atau interaksi Anda dengan situs pihak ketiga.<\/li>\n            <li>Setiap situs pihak ketiga memiliki syarat &amp; ketentuan serta kebijakan privasi sendiri. Bacalah sebelum bertransaksi.<\/li>\n          <\/ul>\n        <\/div>\n\n        <div class=\"dc-note dc-note-info\">\n          \n          <p><strong>Tips Keamanan:<\/strong> Selalu periksa alamat URL sebelum memasukkan data pribadi atau melakukan pembayaran di situs mana pun. Pastikan situs menggunakan HTTPS (ikon gembok di browser).<\/p>\n        <\/div>\n      <\/section>\n\n      <!-- SECTION 7: IKLAN &amp; KONTEN SPONSOR -->\n      <section class=\"dc-section\" id=\"iklan\">\n        <div class=\"dc-section-header\">\n          <h2 class=\"dc-h2\">\n            <span class=\"dc-h2-icon\"><\/span>\n            7. Iklan &amp; Konten Sponsor\n          <\/h2>\n          <p class=\"dc-desc\">Untuk mendukung operasional, BALANU dapat menampilkan iklan, konten bersponsor, atau kerja sama promosi dengan pihak ketiga. Ketentuan terkait:<\/p>\n        <\/div>\n\n        <div class=\"dc-body\">\n          <ul>\n            <li>Semua iklan dan konten sponsor akan ditandai secara jelas (label &#8220;Iklan&#8221;, &#8220;Sponsored&#8221;, atau &#8220;Bersama&#8221;).<\/li>\n            <li>Penayangan iklan tidak berarti BALANU mendukung, menjamin, atau merekomendasikan produk\/jasa yang diiklankan.<\/li>\n            <li>Segala transaksi dengan pengiklan menjadi tanggung jawab pengguna dan pengiklan secara langsung.<\/li>\n            <li>Kami berhak menolak iklan yang tidak sesuai dengan nilai BALANU atau berpotensi merugikan pengguna.<\/li>\n          <\/ul>\n        <\/div>\n\n        <div class=\"dc-note dc-note-success\">\n          \n          <p><strong>Komitmen Kami:<\/strong> Kami berusaha semaksimal mungkin menampilkan iklan yang relevan dan tidak mengganggu pengalaman pengguna. Jika Anda menemukan iklan yang mencurigakan, silakan laporkan kepada kami.<\/p>\n        <\/div>\n      <\/section>\n\n      <!-- SECTION 8: AKURASI &amp; PERUBAHAN INFORMASI -->\n      <section class=\"dc-section dc-section-alt\" id=\"akurasi\">\n        <div class=\"dc-section-header\">\n          <h2 class=\"dc-h2\">\n            <span class=\"dc-h2-icon\"><\/span>\n            8. Akurasi &amp; Perubahan Informasi\n          <\/h2>\n          <p class=\"dc-desc\">Kami berupaya menyajikan informasi yang akurat dan terkini. Namun, kami tidak dapat menjamin bahwa:<\/p>\n        <\/div>\n\n        <div class=\"dc-body\">\n          <ul>\n            <li>Seluruh informasi di BALANU bebas dari kesalahan atau kekeliruan penulisan.<\/li>\n            <li>Semua konten selalu dalam kondisi terbaru \u2014 harga, stok, kontak, dan detail produk dapat berubah sewaktu-waktu.<\/li>\n            <li>Informasi dari kontributor selalu 100% akurat \u2014 kami hanya melakukan review, bukan verifikasi menyeluruh.<\/li>\n          <\/ul>\n          <p>Kami berhak mengubah, memperbarui, atau menghapus konten kapan saja tanpa pemberitahuan sebelumnya, untuk alasan apa pun, termasuk tetapi tidak terbatas pada:<\/p>\n          <ul>\n            <li>Perbaikan kesalahan informasi<\/li>\n            <li>Penyesuaian dengan kebijakan atau peraturan baru<\/li>\n            <li>Permintaan dari pemilik konten atau pihak berwenang<\/li>\n            <li>Alasan editorial lainnya<\/li>\n          <\/ul>\n        <\/div>\n      <\/section>\n\n      <!-- SECTION 9: KERUGIAN YANG TIDAK DITANGGUNG -->\n      <section class=\"dc-section\" id=\"kerugian\">\n        <div class=\"dc-section-header\">\n          <h2 class=\"dc-h2\">\n            <span class=\"dc-h2-icon\"><\/span>\n            9. Kerugian yang Tidak Ditanggung\n          <\/h2>\n          <p class=\"dc-desc\">Sejauh diizinkan oleh hukum yang berlaku, BALANU tidak bertanggung jawab atas kerugian berikut:<\/p>\n        <\/div>\n\n        <div class=\"dc-loss-grid\">\n          <div class=\"dc-loss-card\">\n            <div class=\"dc-loss-icon\"><\/div>\n            <h3 class=\"dc-loss-title\">Kerugian Finansial<\/h3>\n            <p class=\"dc-loss-desc\">Kerugian finansial akibat transaksi yang dilakukan dengan UMKM yang terdaftar di BALANU.<\/p>\n          <\/div>\n          <div class=\"dc-loss-card\">\n            <div class=\"dc-loss-icon\"><\/div>\n            <h3 class=\"dc-loss-title\">Kerugian Usaha<\/h3>\n            <p class=\"dc-loss-desc\">Kerugian usaha atau kehilangan keuntungan sebagai akibat dari tindakan yang diambil berdasarkan informasi di BALANU.<\/p>\n          <\/div>\n          <div class=\"dc-loss-card\">\n            <div class=\"dc-loss-icon\"><\/div>\n            <h3 class=\"dc-loss-title\">Kerugian Reputasi<\/h3>\n            <p class=\"dc-loss-desc\">Kerusakan reputasi yang diakibatkan oleh artikel, komentar, atau konten pihak ketiga yang tayang di portal.<\/p>\n          <\/div>\n          <div class=\"dc-loss-card\">\n            <div class=\"dc-loss-icon\"><\/div>\n            <h3 class=\"dc-loss-title\">Gangguan Teknis<\/h3>\n            <p class=\"dc-loss-desc\">Kerusakan data, kehilangan data, atau gangguan akses yang disebabkan oleh downtime, serangan siber, atau force majeure.<\/p>\n          <\/div>\n          <div class=\"dc-loss-card\">\n            <div class=\"dc-loss-icon\"><\/div>\n            <h3 class=\"dc-loss-title\">Penyalahgunaan Akun<\/h3>\n            <p class=\"dc-loss-desc\">Akses tidak sah ke akun Anda akibat kelalaian menjaga kerahasiaan password atau kelalaian keamanan Anda sendiri.<\/p>\n          <\/div>\n          <div class=\"dc-loss-card\">\n            <div class=\"dc-loss-icon\"><\/div>\n            <h3 class=\"dc-loss-title\">Situs Pihak Ketiga<\/h3>\n            <p class=\"dc-loss-desc\">Kerugian yang timbul dari interaksi Anda dengan situs, produk, atau layanan pihak ketiga yang ditautkan dari BALANU.<\/p>\n          <\/div>\n        <\/div>\n\n        <div class=\"dc-note dc-note-warning\">\n          \n          <p><strong>Total Tanggung Jawab:<\/strong> Sejauh diizinkan hukum, total tanggung jawab BALANU kepada Anda tidak akan melebihi Rp 0 (nol rupiah) \u2014 karena BALANU adalah layanan gratis tanpa transaksi keuangan yang melibatkan kami sebagai pihak.<\/p>\n        <\/div>\n      <\/section>\n\n      <!-- SECTION 10: PERUBAHAN DISCLAIMER -->\n      <section class=\"dc-section dc-section-alt\" id=\"perubahan\">\n        <div class=\"dc-section-header\">\n          <h2 class=\"dc-h2\">\n            <span class=\"dc-h2-icon\"><\/span>\n            10. Perubahan Disclaimer\n          <\/h2>\n        <\/div>\n\n        <div class=\"dc-body\">\n          <p>Kami dapat memperbarui Disclaimer ini dari waktu ke waktu untuk mencerminkan perubahan layanan, teknologi, atau peraturan yang berlaku. Setiap perubahan akan:<\/p>\n          <ul>\n            <li>Diperbarui pada halaman ini dengan tanggal &#8220;Terakhir diperbarui&#8221; yang baru.<\/li>\n            <li>Untuk perubahan signifikan, kami akan memberi tahu melalui email atau notifikasi di dashboard.<\/li>\n            <li>Berlaku efektif sejak dipublikasikan di halaman ini.<\/li>\n          <\/ul>\n          <p>Dengan terus menggunakan layanan BALANU setelah perubahan, Anda dianggap telah menyetujui Disclaimer yang diperbarui.<\/p>\n        <\/div>\n      <\/section>\n\n      <!-- SECTION 11: KONTAK KAMI -->\n      <section class=\"dc-section\" id=\"kontak-dc\">\n        <div class=\"dc-section-header\">\n          <h2 class=\"dc-h2\">\n            <span class=\"dc-h2-icon\"><\/span>\n            11. Kontak Kami\n          <\/h2>\n        <\/div>\n\n        <div class=\"dc-body\">\n          <p>Jika Anda memiliki pertanyaan tentang Disclaimer ini, menemukan konten yang keliru, atau ingin melaporkan pelanggaran, silakan hubungi kami melalui:<\/p>\n        <\/div>\n\n        <div class=\"dc-contact-grid\">\n          <a href=\"mailto:kabar@balanusulbar.com\" class=\"dc-contact-card\">\n            <div class=\"dc-contact-icon\"><\/div>\n            <span class=\"dc-contact-name\">Email<\/span>\n            <span class=\"dc-contact-value\">kabar@balanusulbar.com<\/span>\n          <\/a>\n\n          <a href=\"https:\/\/wa.me\/6281244354328\" target=\"_blank\" rel=\"noopener\" class=\"dc-contact-card\">\n            <div class=\"dc-contact-icon\"><\/div>\n            <span class=\"dc-contact-name\">WhatsApp<\/span>\n            <span class=\"dc-contact-value\">+62 812-4435-4328<\/span>\n          <\/a>\n        <\/div>\n\n        <div class=\"dc-note dc-note-success\">\n          \n          <p><strong>Komitmen Kami:<\/strong> Setiap laporan akan kami tinjau dalam 1\u00d724 jam kerja. Kami berkomitmen menjaga kualitas dan integritas informasi di BALANU.<\/p>\n        <\/div>\n      <\/section>\n\n      <!-- INFO TERAKHIR DIPERBARUI -->\n      <div class=\"dc-updated\">\n        \n        Terakhir diperbarui: 7 Oktober 2025\n      <\/div>\n\n    <\/main>\n  <\/div>\n<\/div>\n\n<\/div>\n\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n<!-- STYLE                                                       -->\n<!-- \u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550\u2550 -->\n\n.balanu-disclaimer { font-family: inherit; 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}\n\n\/* \u2500\u2500\u2500 LAYOUT \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.balanu-disclaimer .dc-layout-wrap {\n  max-width: 1200px; margin: 0 auto; padding: 0 20px;\n}\n.balanu-disclaimer .dc-layout {\n  display: grid; grid-template-columns: 240px 1fr;\n  gap: 40px; align-items: start;\n}\n\n\/* \u2500\u2500\u2500 KONTEN \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.balanu-disclaimer .dc-main { min-width: 0; }\n\n\/* \u2500\u2500\u2500 WARNING BANNER (dipindah ke dalam konten) \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.balanu-disclaimer .dc-warning-banner {\n  display: flex; gap: 14px; align-items: flex-start;\n  background: #fef3c7; border-left: 4px solid #f59e0b;\n  border-radius: 12px; padding: 18px 22px;\n  margin-bottom: 28px; color: #78350f;\n}\n.balanu-disclaimer .dc-warning-banner svg {\n  flex-shrink: 0; color: #f59e0b; margin-top: 2px;\n}\n.balanu-disclaimer .dc-warning-banner p {\n  margin: 0; font-size: 13.5px; line-height: 1.7;\n}\n\n\/* \u2500\u2500\u2500 TOC \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.balanu-disclaimer .dc-toc {\n  background: #f8fafc; border: 1px solid #e2e8f0;\n  border-radius: 12px; padding: 22px 26px; margin-bottom: 32px;\n}\n.balanu-disclaimer .dc-toc-title {\n  font-size: 13px; font-weight: 800; color: #0f172a;\n  text-transform: uppercase; letter-spacing: 0.5px;\n  margin-bottom: 12px;\n}\n.balanu-disclaimer .dc-toc-list {\n  list-style: none; padding: 0; margin: 0;\n  display: grid; grid-template-columns: 1fr 1fr;\n  gap: 6px 24px;\n  counter-reset: toc;\n}\n.balanu-disclaimer .dc-toc-list li {\n  counter-increment: toc;\n  font-size: 13.5px;\n}\n.balanu-disclaimer .dc-toc-list li a {\n  color: #334155 !important; font-weight: 600;\n  text-decoration: none !important;\n  display: flex; align-items: center; gap: 8px;\n  padding: 4px 0; transition: color 0.15s;\n}\n.balanu-disclaimer .dc-toc-list li a::before {\n  content: counter(toc) &#8220;.&#8221;;\n  font-weight: 700; color: #059669;\n  font-size: 12px; min-width: 22px;\n}\n.balanu-disclaimer .dc-toc-list li a:hover { color: #059669 !important; }\n\n\/* \u2500\u2500\u2500 SECTION \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.balanu-disclaimer .dc-section { margin-bottom: 40px; scroll-margin-top: 100px; }\n.balanu-disclaimer .dc-section-alt {\n  background: #f8fafc; border-left: 4px solid #10b981;\n  border-radius: 12px; padding: 28px 26px; margin-bottom: 40px;\n  scroll-margin-top: 100px;\n}\n.balanu-disclaimer .dc-section-header { margin-bottom: 20px; }\n.balanu-disclaimer .dc-h2 {\n  font-size: 22px; font-weight: 800; color: #0f172a;\n  margin: 0 0 6px 0; letter-spacing: -0.3px; line-height: 1.3;\n  display: flex; align-items: center; gap: 10px;\n}\n.balanu-disclaimer .dc-h2-icon {\n  display: inline-flex; align-items: center; justify-content: center;\n  width: 26px; height: 26px; color: #059669; flex-shrink: 0;\n}\n.balanu-disclaimer .dc-h2-icon svg { width: 22px; height: 22px; display: block; }\n.balanu-disclaimer .dc-desc { font-size: 13.5px; color: #64748b; margin: 0; line-height: 1.6; }\n\n\/* \u2500\u2500\u2500 BODY \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.balanu-disclaimer .dc-body p {\n  font-size: 14.5px; color: #334155; line-height: 1.75; margin: 0 0 14px 0;\n}\n.balanu-disclaimer .dc-body p:last-child { margin-bottom: 0; }\n.balanu-disclaimer .dc-body strong { color: #0f172a; font-weight: 700; }\n.balanu-disclaimer .dc-body ul {\n  list-style: none; padding: 0; margin: 0 0 14px 0;\n}\n.balanu-disclaimer .dc-body ul li {\n  font-size: 14px; color: #475569;\n  line-height: 1.6; padding: 4px 0 4px 20px;\n  position: relative;\n}\n.balanu-disclaimer .dc-body ul li::before {\n  content: &#8221;; position: absolute; left: 0; top: 12px;\n  width: 6px; height: 6px; border-radius: 50%;\n  background: #10b981;\n}\n.balanu-disclaimer .dc-body a {\n  color: #059669 !important; font-weight: 600;\n  text-decoration: none !important;\n}\n.balanu-disclaimer .dc-body a:hover { text-decoration: underline !important; }\n\n\/* \u2500\u2500\u2500 NOTE \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.balanu-disclaimer .dc-note {\n  display: flex; gap: 12px; align-items: flex-start;\n  border-radius: 8px; padding: 14px 18px;\n  margin-top: 20px;\n}\n.balanu-disclaimer .dc-note svg { flex-shrink: 0; margin-top: 2px; }\n.balanu-disclaimer .dc-note p { margin: 0; font-size: 13px; line-height: 1.6; }\n.balanu-disclaimer .dc-note-info {\n  background: #eff6ff; border-left: 4px solid #3b82f6; color: #1e40af;\n}\n.balanu-disclaimer .dc-note-info svg { color: #3b82f6; }\n.balanu-disclaimer .dc-note-warning {\n  background: #fef3c7; border-left: 4px solid #f59e0b; color: #78350f;\n}\n.balanu-disclaimer .dc-note-warning svg { color: #f59e0b; }\n.balanu-disclaimer .dc-note-success {\n  background: #f0fdf4; border-left: 4px solid #10b981; color: #065f46;\n}\n.balanu-disclaimer .dc-note-success svg { color: #10b981; }\n\n\/* \u2500\u2500\u2500 INFO GRID \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.balanu-disclaimer .dc-info-grid {\n  display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));\n  gap: 14px;\n}\n.balanu-disclaimer .dc-info-card {\n  background: #fff; border: 1px solid #e2e8f0; border-radius: 12px;\n  padding: 20px 18px;\n}\n.balanu-disclaimer .dc-info-icon {\n  width: 40px; height: 40px; border-radius: 50%;\n  background: #ecfdf5; color: #059669;\n  display: flex; align-items: center; justify-content: center;\n  margin-bottom: 12px;\n}\n.balanu-disclaimer .dc-info-icon svg { width: 20px; height: 20px; }\n.balanu-disclaimer .dc-info-title {\n  font-size: 14.5px; font-weight: 700; color: #0f172a;\n  margin: 0 0 6px 0;\n}\n.balanu-disclaimer .dc-info-desc {\n  font-size: 12.5px; color: #64748b; margin: 0; line-height: 1.6;\n}\n\n\/* \u2500\u2500\u2500 FORBIDDEN GRID \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.balanu-disclaimer .dc-forbidden-grid {\n  display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));\n  gap: 14px;\n}\n.balanu-disclaimer .dc-forbidden-card {\n  background: #fff; border: 1px solid #e2e8f0; border-radius: 12px;\n  padding: 20px 18px;\n}\n.balanu-disclaimer .dc-forbidden-icon {\n  width: 36px; height: 36px; border-radius: 50%;\n  background: #fee2e2; color: #dc2626;\n  display: flex; align-items: center; justify-content: center;\n  margin-bottom: 12px;\n}\n.balanu-disclaimer .dc-forbidden-icon svg { width: 18px; height: 18px; }\n.balanu-disclaimer .dc-forbidden-title {\n  font-size: 14.5px; font-weight: 700; color: #0f172a;\n  margin: 0 0 6px 0;\n}\n.balanu-disclaimer .dc-forbidden-desc {\n  font-size: 12.5px; color: #64748b; margin: 0; line-height: 1.6;\n}\n\n\/* \u2500\u2500\u2500 PROFESSIONAL GRID \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.balanu-disclaimer .dc-professional-grid {\n  display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));\n  gap: 14px;\n}\n.balanu-disclaimer .dc-professional-card {\n  background: #fff; border: 1px solid #e2e8f0; border-radius: 12px;\n  padding: 20px 18px;\n}\n.balanu-disclaimer .dc-professional-icon {\n  width: 40px; height: 40px; border-radius: 50%;\n  background: #ecfdf5; color: #059669;\n  display: flex; align-items: center; justify-content: center;\n  margin-bottom: 12px;\n}\n.balanu-disclaimer .dc-professional-icon svg { width: 20px; height: 20px; }\n.balanu-disclaimer .dc-professional-title {\n  font-size: 14.5px; font-weight: 700; color: #0f172a;\n  margin: 0 0 6px 0;\n}\n.balanu-disclaimer .dc-professional-desc {\n  font-size: 12.5px; color: #64748b; margin: 0; line-height: 1.6;\n}\n\n\/* \u2500\u2500\u2500 LOSS GRID \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.balanu-disclaimer .dc-loss-grid {\n  display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));\n  gap: 14px;\n}\n.balanu-disclaimer .dc-loss-card {\n  background: #fff; border: 1px solid #e2e8f0; border-radius: 12px;\n  padding: 20px 18px;\n}\n.balanu-disclaimer .dc-loss-icon {\n  width: 40px; height: 40px; border-radius: 50%;\n  background: #fee2e2; color: #dc2626;\n  display: flex; align-items: center; justify-content: center;\n  margin-bottom: 12px;\n}\n.balanu-disclaimer .dc-loss-icon svg { width: 20px; height: 20px; }\n.balanu-disclaimer .dc-loss-title {\n  font-size: 14.5px; font-weight: 700; color: #0f172a;\n  margin: 0 0 6px 0;\n}\n.balanu-disclaimer .dc-loss-desc {\n  font-size: 12.5px; color: #64748b; margin: 0; line-height: 1.6;\n}\n\n\/* \u2500\u2500\u2500 CONTACT GRID \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.balanu-disclaimer .dc-contact-grid {\n  display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));\n  gap: 14px;\n}\n.balanu-disclaimer .dc-contact-card {\n  background: #fff; border: 1px solid #e2e8f0; border-radius: 12px;\n  padding: 20px 18px; text-decoration: none !important;\n  color: inherit; text-align: center;\n  transition: all 0.25s ease;\n  display: flex; flex-direction: column; align-items: center;\n}\n.balanu-disclaimer .dc-contact-card:hover {\n  border-color: #10b981; transform: translateY(-3px);\n  box-shadow: 0 10px 20px -8px rgba(5,150,105,0.15);\n}\n.balanu-disclaimer .dc-contact-icon {\n  width: 44px; height: 44px; border-radius: 50%;\n  background: #ecfdf5; color: #059669;\n  display: flex; align-items: center; justify-content: center;\n  margin-bottom: 10px;\n}\n.balanu-disclaimer .dc-contact-icon svg { width: 22px; height: 22px; }\n.balanu-disclaimer .dc-contact-name {\n  font-size: 14px; font-weight: 700; color: #0f172a;\n  margin-bottom: 2px;\n}\n.balanu-disclaimer .dc-contact-value {\n  font-size: 12px; color: #64748b;\n  font-family: &#8216;Courier New&#8217;, monospace;\n}\n\n\/* \u2500\u2500\u2500 UPDATED \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n.balanu-disclaimer .dc-updated {\n  display: flex; align-items: center; justify-content: center;\n  gap: 8px; margin-top: 40px; padding-top: 20px;\n  border-top: 1px solid #e2e8f0;\n  font-size: 13px; color: #94a3b8;\n}\n.balanu-disclaimer .dc-updated svg { color: #64748b; }\n\n\/* \u2500\u2500\u2500 RESPONSIVE \u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500\u2500 *\/\n@media (max-width: 900px) {\n  .balanu-disclaimer .dc-layout { grid-template-columns: 1fr; gap: 0; }\n}\n\n@media (max-width: 640px) {\n  .balanu-disclaimer .dc-layout-wrap { padding: 0 16px; }\n  .balanu-disclaimer .dc-hero { padding: 40px 22px 34px 22px; border-radius: 14px; }\n  .balanu-disclaimer .dc-hero-title { font-size: 28px; }\n  .balanu-disclaimer .dc-hero-sub { font-size: 14px; }\n  .balanu-disclaimer .dc-h2 { font-size: 19px; }\n  .balanu-disclaimer .dc-h2-icon { width: 24px; height: 24px; }\n  .balanu-disclaimer .dc-h2-icon svg { width: 20px; height: 20px; }\n  .balanu-disclaimer .dc-section-alt { padding: 22px 18px; }\n  .balanu-disclaimer .dc-toc-list { grid-template-columns: 1fr; }\n  .balanu-disclaimer .dc-info-grid { grid-template-columns: 1fr; }\n  .balanu-disclaimer .dc-forbidden-grid { grid-template-columns: 1fr; }\n  .balanu-disclaimer .dc-professional-grid { grid-template-columns: 1fr; }\n  .balanu-disclaimer .dc-loss-grid { grid-template-columns: 1fr; }\n  .balanu-disclaimer .dc-contact-grid { grid-template-columns: 1fr; }\n  .balanu-disclaimer .dc-warning-banner { padding: 14px 16px; }\n}\n\n","protected":false},"excerpt":{"rendered":"<p>Disclaimer Penafian \/ Disclaimer Informasi penting mengenai batas tanggung jawab BALANU terkait konten, produk, dan informasi yang ditampilkan di portal. Mohon Dibaca Sebelum Menggunakan Situs Seluruh informasi di situs BALANU disediakan untuk tujuan informasi dan promosi UMKM saja. Kami tidak memberikan jaminan atas keakuratan, kelengkapan, atau kualitas informasi yang ditampilkan. Setiap keputusan yang Anda ambil &#8230; <a title=\"Disclaimer\" class=\"read-more\" href=\"https:\/\/elaku.xyz\/balanu\/disclaimer\/\" aria-label=\"Read more about Disclaimer\">Read more<\/a><\/p>\n","protected":false},"author":15,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3946","page","type-page","status-publish"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Disclaimer - Balanu<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/elaku.xyz\/balanu\/disclaimer\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Disclaimer - Balanu\" \/>\n<meta property=\"og:description\" content=\"Disclaimer Penafian \/ Disclaimer Informasi penting mengenai batas tanggung jawab BALANU terkait konten, produk, dan informasi yang ditampilkan di portal. Mohon Dibaca Sebelum Menggunakan Situs Seluruh informasi di situs BALANU disediakan untuk tujuan informasi dan promosi UMKM saja. Kami tidak memberikan jaminan atas keakuratan, kelengkapan, atau kualitas informasi yang ditampilkan. Setiap keputusan yang Anda ambil ... Read more\" \/>\n<meta property=\"og:url\" content=\"https:\/\/elaku.xyz\/balanu\/disclaimer\/\" \/>\n<meta property=\"og:site_name\" content=\"Balanu\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/elaku.xyz\\\/balanu\\\/disclaimer\\\/\",\"url\":\"https:\\\/\\\/elaku.xyz\\\/balanu\\\/disclaimer\\\/\",\"name\":\"Disclaimer - Balanu\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/elaku.xyz\\\/balanu\\\/#website\"},\"datePublished\":\"2026-10-07T02:10:37+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/elaku.xyz\\\/balanu\\\/disclaimer\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/elaku.xyz\\\/balanu\\\/disclaimer\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/elaku.xyz\\\/balanu\\\/disclaimer\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Beranda\",\"item\":\"https:\\\/\\\/elaku.xyz\\\/balanu\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Disclaimer\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/elaku.xyz\\\/balanu\\\/#website\",\"url\":\"https:\\\/\\\/elaku.xyz\\\/balanu\\\/\",\"name\":\"Balanu\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/elaku.xyz\\\/balanu\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Disclaimer - Balanu","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/elaku.xyz\/balanu\/disclaimer\/","og_locale":"en_US","og_type":"article","og_title":"Disclaimer - Balanu","og_description":"Disclaimer Penafian \/ Disclaimer Informasi penting mengenai batas tanggung jawab BALANU terkait konten, produk, dan informasi yang ditampilkan di portal. Mohon Dibaca Sebelum Menggunakan Situs Seluruh informasi di situs BALANU disediakan untuk tujuan informasi dan promosi UMKM saja. Kami tidak memberikan jaminan atas keakuratan, kelengkapan, atau kualitas informasi yang ditampilkan. Setiap keputusan yang Anda ambil ... 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